Terms of Service

1. Acceptance of Terms

By accessing and using Pointineer ("the Service"), operated by Ninja Operations LLC, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Pointineer provides informational resources about rewards programs and related content. Our Service is designed to help users research and compare this content.

3. Disclaimer of Warranties

The information provided on Pointineer is for general informational purposes only. While we strive to keep information accurate and up-to-date:

• We make no warranties or representations about the accuracy, completeness, or reliability of any information on this site.
• Information about rewards programs is subject to change without notice by the respective program operators.
• We are not affiliated with any rewards programs, airlines, hotels, or financial institutions mentioned on this site unless explicitly stated.
• The Service is provided "as is" without any warranties, express or implied.

4. Not Financial Advice

The content on Pointineer does not constitute financial, investment, or professional advice. Always verify current terms and conditions directly with the respective rewards programs before making any decisions.

5. User Responsibilities

By using our Service, you agree to:

• Use the Service only for lawful, personal, non-commercial purposes
• Not attempt to interfere with or disrupt the Service
• Not scrape, copy, reproduce, or redistribute our content without express written permission
• Not use automated tools, bots, or scripts to access, scrape, or harvest data from the Service
• Not create derivative works based on our content or data
• Not use our content for any commercial purpose, including but not limited to reselling, licensing, or monetizing the information
• Verify all information independently before making decisions

6. Intellectual Property

All content on Pointineer, including but not limited to text, data, graphics, logos, compilations, and software, is the exclusive property of Ninja Operations LLC or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

You may not, without our prior written consent:

• Copy, reproduce, modify, or distribute any content from this site
• Use any data mining, robots, or similar data gathering or extraction methods
• Create any derivative works or compilations based on our content
• Sell, license, sublicense, or otherwise commercialize any content obtained from this site
• Frame or mirror any portion of this site on any other website or platform
• Use our content to build or enhance any competing product or service

Loyalty program names, logos, and trademarks belong to their respective owners.

7. Third-Party Links

Our Service may contain links to third-party websites, including loyalty program sites and affiliate partners. We are not responsible for the content, accuracy, or practices of these external sites. Clicking on these links is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Ninja Operations LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to decisions made based on information provided on this site.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the Service after changes constitutes acceptance of the modified terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Delaware, without regard to its conflict of law provisions.

11. Contact Us

If you have questions about these Terms of Service, please contact us at: [email protected]