| Transfer Partner | Ratio | Minimum | Increment | Fee | Transfer Time |
|---|---|---|---|---|---|
| Transfer Partner | Ratio | Minimum | Increment | Fee | Transfer Time |
|---|---|---|---|---|---|
| Transfer Partner | Bonus | Base Ratio | Bonus Ratio | End Date |
|---|---|---|---|---|
SmartPoints is the rewards program for Blue Cross insurance members in Hong Kong, earning points through insurance policy activities, premium payments, and healthcare service usage.
Last updated: November 14, 2025
Calculate how many points you'll receive from SmartPoints transfers
Transfer points to 1 airline loyalty program
Transfer Partner | Ratio | Minimum | Increment | Fee | Transfer Time |
|---|---|---|---|---|---|
Asia Miles Cathay Pacific | 1 : 0.2 | 1,000 | 1,000 | FREE | 8 weeks |