| Transfer Partner | Ratio | Minimum | Increment | Fee | Transfer Time |
|---|---|---|---|---|---|
| Transfer Partner | Ratio | Minimum | Increment | Fee | Transfer Time |
|---|---|---|---|---|---|
| Transfer Partner | Bonus | Base Ratio | Bonus Ratio | End Date |
|---|---|---|---|---|
BNI Rewards is the rewards program for Bank Negara Indonesia credit cardholders, earning points on all purchases made with eligible BNI credit cards.
Last updated: November 14, 2025
Calculate how many points you'll receive from BNI Rewards transfers
Transfer points to 3 airline loyalty programs
Transfer Partner | Ratio | Minimum | Increment | Fee | Transfer Time |
|---|---|---|---|---|---|
ANA Mileage Club ANA | 1 : 0.1 | 20,000 | 20,000 | FREE | 14 days |
GarudaMiles Garuda Indonesia | 1 : 0.1 | 20,000 | 20,000 | FREE | 14 days |
Krisflyer Singapore Airlines | 1 : 0.1 | 20,000 | 20,000 | FREE | 14 days |