| Transfer Partner | Ratio | Minimum | Increment | Fee | Transfer Time |
|---|---|---|---|---|---|
| Transfer Partner | Ratio | Minimum | Increment | Fee | Transfer Time |
|---|---|---|---|---|---|
| Transfer Partner | Bonus | Base Ratio | Bonus Ratio | End Date |
|---|---|---|---|---|
Zutto Motto is the loyalty program for Nippon Life insurance customers in Japan, earning points through insurance policy activities, premium payments, and wellness program participation.
Last updated: November 14, 2025
Calculate how many points you'll receive from Zutto Motto transfers
Transfer points to 2 airline loyalty programs
Transfer Partner | Ratio | Minimum | Increment | Fee | Transfer Time |
|---|---|---|---|---|---|
ANA Mileage Club ANA | 1 : 0.3 | 2,000 | 100 | FREE | 8 weeks |
JAL Mileage Bank Japan Airlines | 1 : 0.3 | 2,000 | 100 | FREE | 4 weeks |